My fiance turns on my cars goddamn seat warmers when it's over 80 out. She'll snuggle up under every cover in the place and complain about the air conditioning being on when it's a sweltering death hole outside.
I just.... I don't even!
This is the true mystery about women.
its about blood circulation friend, women have it closer to their heart / further from their hands - feet, hence they feel colder
its the opposite for men
https://medicalxpress.com/news/2017-12-women-colder-men-scientists.html