ERA, recently I applied for credit cards from multiple places and was declined all over the place. However, I was always offered a Secured Credit Card. Turns out, I don't really have any credit because I've never done anything to build it lol. I've always bought used vehicles and etc. Never had a line of credit before. So now, I have a Secured Credit Card and I'm looking to build my credit score in the quickest, but safest way possible. I'm getting older and would like to own a new vehicle or a home, but I can't do those things without raising my credit score.
Any of you have any advice to safely raise my credit score quickly? Should I just pay for everything with this card and pay it back early? I don't know anything about this lol.
Any of you have any advice to safely raise my credit score quickly? Should I just pay for everything with this card and pay it back early? I don't know anything about this lol.