You can login via the app and leave instructions for the delivery (like a gate code).
Dozens of deliveries and zero issues.
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Canadian Gaming Deals & Discussion | OT2 | High on Shipping, Low on Deals
- Thread starter BRSxIgnition
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You can login via the app and leave instructions for the delivery (like a gate code).
Dozens of deliveries and zero issues.
They are supposed to take a picture of your package at your door to confirm delivery if you're not there... just this one time the person decided not to do it. I was going to complain further if only so the driver doesn't do this to someone else, but they already gave me 5 bucks and I just decided to give up.
I also learned that the drivers are tracked by GPS so they know when they were outside your house... they just need to go the next step and force them all to wear bodycams. lol
If it was my $500 math example that spooked you, consider this.
The Scotia Momentum annual fee cashback (the smaller one) offers 2% cashback on gas, groceries, prescriptions, and regular bill payments. 1% cashback on everything else. But it only costs $39 per-year. If your $500 monthly credit card bill is mostly made up of those basic essentials, then you're probably getting around $120 annual cashback, rather than the $60 I would get with my unremarkable no-fee 1% card. And $120 in annual cashback for $500 in monthly spending is an easy win, regardless of the $39 per-year cost of the card.
And then there's the Scotia Momentum Visa Infinite cashback (the bigger one), which offers 4% on gas and groceries (with 2% on prescriptions and regular bills, 1% on everything else), for an annual fee of $99. If your $500 per-month is mostly spent on gas and groceries, then you could be looking at $240 in annual cashback. Again, that earns it's money back very quickly, and goes on to totally crush the basic no-fee 1% card.
Some of these perks really complicate the math (because you have to figure out your monthly/yearly food bills and/or your monthly/yearly fuel bills, rather than simply looking at your monthly credit card statement), but if you game the system you can totally take advantage of the perks to score big wins.
I do have the 40 dollar cheaper Momentum card at the moment, yeah... but interesting. So from your first example, that extra .5% makes a big difference then?
I spend around 600-1000 a month on the card since I dump everything on it for the cashback bonus and I end up with like 200-300 bucks back at the end of the year, but I never thought to do the math to see if it works out.
Also off topic, but do these cashback cards offer those extended warranties that people seem to get with other credit cards? I remember looking at the T&Cs one year, but didn't see anything about that.
Yeah, 1.5% vs 1% gives the annual fee BMO card a slower start than 2 or 4%, and the $120 barrier to entry gives it a significant hill to climb before it can start winning. But once it beats the no-fee card (at around $2000 a month), that's when it starts to show it's benefits. Because at $2000 a month, you're not exactly buying gas and shopping at Safeway anymore. And the Scotia Momentum card with it's "1% for everything else" has no real advantage beyond the basics.
For the big spenders, the BMO card seems to have advantages. For daily needs, the Scotia card has advantages. If you travel regularly, a card with travel bonuses probably works out best.
If you're spending $600-1000 a month, then a flat 1% no-fee card like mine would be netting you $72-120 by the end of the year. It definitely pays to be using your Scotia Momentum card (which only costs you $40).
Absolutely, those annual fees DO need to be factored in.
That's is why I separated between cards with fees and no fees.
What you need to factor in too is the perks. If you go outside Canada, you need medical travel insurance which those cards provide (and cards without fees don't)., that alone make it worth it. The extended warranty can be nice too. I used it a few times to claim few hundred dollars on things that broke after manufacturer warranty.
Based on how some people said Amazon treated their E3 pre orders, I wonder if my Days Gone pre order from 2016 is going to get delayed.
Mine charged last night and is preparing to ship with arrival tomorrow.
My Days Gone pre-order from Amazon shipped yesterday which was quite surprising to me because I will probably get it by tomorrow. Can't remember the last time I got a game before the release date from Amazon. What's funny is I don't even have time to play the game right now.
Like clockwork, amazon won't ship my preorder till next week like they've done for ALL my e3 orders.
They're already giving me a delivery estimate of between may 2nd and 8th lol. Also I live literally 15 min from a distribution warehouse.
They legit have a hate boner for me.
They're already giving me a delivery estimate of between may 2nd and 8th lol. Also I live literally 15 min from a distribution warehouse.
They legit have a hate boner for me.
the same, but i guess i can wait i'm still on the Sekiro train
I remember getting boxes advertising Jack Ryan around the time that premiered.
Makes sense as an Amazon property and yes I think I remember that too. But I was a little surprised to see Chevy ads today. I'm not offended or anything. Just getting slight Idiocracy vibes here.
Anyone know of any good 1tb SSD deals going right now? my HDD is about to bite the bullet and I want to clone it over to an SSD before that happens
I'd say so. I see a lot of Amazon parcels at my job and saw a single box with that a day ago.
Mine says arriving May 8th... Thankfully this was the last of my Amazon pre-orders.Their garbage shipping will not be missed.
There's a crucial one around $170 I think? i looked last night. Have the 500GB one and super happy with it.
I follow this subreddit: https://www.reddit.com/r/bapcsalescanada/
There are SSD and NVMe tabs... there was a WD 1tb for 140 a few days ago apparently.
Man it sure didn't take long for them to go from most games getting delivered day of or the day before to like a week late. Yikes.
If you're concerned with being on par with next-gen consoles, you should be more focused on high core CPUs - like, minimum 6c12t (ideally 8c16t). Next-gen graphics won't be more powerful than a GTX 1080, so you can buy a card today and be good for years.
I'm late to the credit card discussion, but Cheerilee hit it on the head regarding annual fee versus higher cashback. If you spend enough, the annual fee cards are worth it.
A couple of options I would recommend:
TD Infinite Cash Back Visa: $120 annual fee, but this is waived if you maintain $5000 in an All Inclusive account. That's the equivalent of your $5000 earning 2.4% annually. The account does come with a lot of perks (assuming you maintain that $5000 balance to avoid the $30 monthly fee): unlimited free transactions, no ATM fees, free Interac e-transfers, and free cheques, money orders, and a small safety deposit box. The card has 3% on groceries, gas, and recurring bill payments, and travel insurance.
PC World Elite Mastercard: No annual fee, 3% back at all Loblaws banner (Superstore, No Frills, etc.) and Shoppers Drug Mart stores, 3 cents back at Esso/Mobil. Pretty good if you do most of your shopping there. Also comes with the insurance perks. Does require a high income though.
Costco Capital One Mastercard: No annual fee, 3% back at restaurants, 2% on gas, 1% elsewhere. No benefits to shopping at Costco unfortunately, but a decent card for eating out.
Credit card churning is also a thing: people apply for cards and take advantage of the sign-up bonuses (extra points/miles, no annual fee the first year), then cancel. The hit to your credit score is fairly negligible. https://www.reddit.com/r/churningcanada/
A couple of options I would recommend:
TD Infinite Cash Back Visa: $120 annual fee, but this is waived if you maintain $5000 in an All Inclusive account. That's the equivalent of your $5000 earning 2.4% annually. The account does come with a lot of perks (assuming you maintain that $5000 balance to avoid the $30 monthly fee): unlimited free transactions, no ATM fees, free Interac e-transfers, and free cheques, money orders, and a small safety deposit box. The card has 3% on groceries, gas, and recurring bill payments, and travel insurance.
PC World Elite Mastercard: No annual fee, 3% back at all Loblaws banner (Superstore, No Frills, etc.) and Shoppers Drug Mart stores, 3 cents back at Esso/Mobil. Pretty good if you do most of your shopping there. Also comes with the insurance perks. Does require a high income though.
Costco Capital One Mastercard: No annual fee, 3% back at restaurants, 2% on gas, 1% elsewhere. No benefits to shopping at Costco unfortunately, but a decent card for eating out.
Credit card churning is also a thing: people apply for cards and take advantage of the sign-up bonuses (extra points/miles, no annual fee the first year), then cancel. The hit to your credit score is fairly negligible. https://www.reddit.com/r/churningcanada/
Thanks for the advice. I will look into both, given this is something I plan on doing during the course of a year, so I am in no rush.
Got the shipped notification from my copy of Days Gone on Amazon in Tuesday, the tracking hadn't updated since then and now its saying its being returned to the seller on Amazon because Canada post couldn't deliver? What the hell.
All my mail gets held at the post office not sure why on Earth I could get a failed to deliver.
All my mail gets held at the post office not sure why on Earth I could get a failed to deliver.
Yeah just picked up a 1tb WD SSD from the ebay sale today for under $150 all in shipped. Prices are certainly coming down.
Lol. Reviews dont bother me.
But Amazon is considering it a lost package. I'm almost wondering if it got stolen.
Anyway they sent me a replacement and gave me a $10 credit and considering I got it for $49.99 that's not bad.
It seems that Scotiabank AMEX Gold (August 1st) will join a bunch of canadian credit cards that doesn't have any forex fees.
So thats:
HomeTrust Visa
Brim Financial Mastercard
HSBC World Elite Mastercard
Scotiabank Passport Visa Infinite
Scotiabank AMEX Gold
Special mention: Rogers World Elite - 1.5% NET cashback
Since Amazon Visa went under, we got 5 (6) credit cards without any forex fees. I hope it keeps on coming.
So thats:
HomeTrust Visa
Brim Financial Mastercard
HSBC World Elite Mastercard
Scotiabank Passport Visa Infinite
Scotiabank AMEX Gold
Special mention: Rogers World Elite - 1.5% NET cashback
Since Amazon Visa went under, we got 5 (6) credit cards without any forex fees. I hope it keeps on coming.
Average, 72 so far on metacritic. I personally really like it tho.
I bought 2 items today were Typo-0 and Nornary Games with just $23 CAD.
Will replay Nornary first (Beaten 2 last games on Vita, except 999), and then Typo-0 and find out why people was hostile toward it.
Will replay Nornary first (Beaten 2 last games on Vita, except 999), and then Typo-0 and find out why people was hostile toward it.
I still hate my Fido Mastercard, with its rolled back cashback %, and pain in the ass yearly cashback redemption. What's the best way to get out of this card? I'd just stop using it, or cancel it, but that'd forfeit the cashback I've earned so far this year?
Yeah, you will forfeit your cashback if you cancel it before redeeming. By the way, you can now redeem your cashback to any purchases at any time. You don't need to wait for a year to redeem it as long as you reach the $20 limit.
I don't have a DS back in 2009, I should have wait myself for the completed series on specific platform, but my curiosity got the best of me so...¯\_(ツ)_/¯
At least I was having trouble with memory of those games....well some of it.
To those who ended up buying Ace Attorney from Amazon Japan, can I please trouble you to let me know how much it ended up costing? Were you worried about being hit with fees once it was delivered? I'm just wondering if it's worth importing, or picking it up from We Got Gamez for 60.
I'd assume We Got Gamez has a markup on what it cost them to import.
Amazon Japan charges the import fees upfront and then later you get a partial refund for some of those fees. I've never ordered anything from Amazon JP where I didn't get a partial refund (usually a buck or so but sometimes more).
Bought FFX from them for around $90 CAD after conversion and no hidden fees :) delivered in 3 days
I imported the Switch version. It cost me 3885 Yen at checkout. I got a refund of 323 Yen after few days. Import any games from Amazon Japan without thinking, it's priced competitively and the shipping speed is amazing.
I did not order Days Gone but from multiple posts of past experience of different people here & on reddit. Wal-Mart shipping will do what shipping want, no matter what billing or CS says.
My prediction: you will get the game. It will show up to your home BEFORE you get a shipping email.
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