- Dec 13, 2017
If it is no annual fee, don't ditch it. Just toss it in a drawer.Should I ditch my starter credit card?
I still have my regular, no benefits/points Capital One credit card I got back in 2008 when I turned 21 (got it to help me build credit). But I never use it since my other cards give me points (used it to buy a gift card a month ago to keep it active).
This is my current set-up:
-Amazon Prime Chase Card (I use Amazon A LOT so this is a no-brainer, plus the 2% back for gas is nice)
-Discover It (5% for restaurants right now)
-Uber Visa (my most recent card, thought it was too good to be true lol)
Keep the age and limit live on your report.