I desperately want kids. Well, one for sure. Am still toying with the idea of whether or not I want twins.
My husband was always on the fence, but after I met him I realized I really wanted his child. So, we're trying now with a reproductive endocrinologist.
It's very expensive, time-consuming, and terrifying. A part of me wishes I had started earlier, but my husband wasn't ready and I didn't know I should have, anyway. Now we're just hoping we don't need IVF (very expensive, not covered by insurance, and will destroy my down payment savings.) On the bright side, my husband and I have both accepted that we would like one, and we talk about parenthood now.
Many women have no problems having children, even in their late 30s, but many women will have trouble beginning around 35 (or earlier, if you're unlucky like me.) I always knew that medical technology was better and better and women could delay having children, but somehow I never quite thought about the financial implications, and holy shit it is a lot, especially since we're a one income household in a very high COL area.