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Is it normal for an apartment application to ask bank account numbers? (US)

KingTrainJumper

KingTrainJumper

Alt account
Banned
Jan 10, 2020
425
I'm looking for my first apartment, and on the application, it is asking for checking and savings account numbers. Is this normal? Seems a bit TMI IMO.

Did they ask for your account numbers on your application? Did you give it to them?
 

Deleted member 43070

Banned
May 8, 2018
695
Back in the days there was nothing like that. I'd not give them that information. Now if they want it after you sign a lease for auto pay or something ok but no not when filling out an application.
 
Gamer @ Heart

Gamer @ Heart

Member
Oct 26, 2017
9,597
KingTrainJumper said:
I'm looking for my first apartment, and on the application, it is asking for checking and savings account numbers. Is this normal? Seems a bit TMI IMO.

Did they ask for your account numbers on your application? Did you give it to them?
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Is it government assisted housing? Those have a income/saving threshold limit to prevent absuse. I don't believe they have any legal way of checking that, just taking your word for it.
 
Ryuelli

Ryuelli

Member
Oct 26, 2017
15,209
Mine asked for proof of income and information to run a credit report, but that's about it. I definitely don't think they asked for my bank information. That absolutely seems sketchy.
 
SupremeWu

SupremeWu

Banned
Dec 19, 2017
2,856
Giving out account numbers (banks, cards) is never normal unless you're setting up some sort of direct-pay or auto-draft
 
PopsMaellard

PopsMaellard

The Fallen
Oct 27, 2017
3,361
No. As others have said, just proof of income and social for credit report.

Don't give them your bank info.
 
Amiablepercy

Amiablepercy

Banned
Nov 4, 2017
3,587
California
DO. NOT. GIVE! under no circumstance is that standard operating procedure. My partner is a real estate agent and literally demanded i write that in all caps.
 

99nikniht

Member
Oct 28, 2017
1,352
This sounds like a scam. Application for credit check might ask for info like last 4 of SSID and other identification info like Name and DOB.

In other words, do not give your bank account number.
 
Nexus2049

Nexus2049

Banned
Oct 25, 2017
3,833
I know it said U.S., but in Ontario the standard rental application has a spot for account number and SIN number. Should I not be filling that out lol
 

Deleted member 2533

User requested account closure
Banned
Oct 25, 2017
8,325
Are they asking you for a cheque for last months' rent? Do they mean the number of the chequeing account associated?
 
Vilix

Vilix

Banned
Oct 25, 2017
6,055
Texas
In Texas it is legal for an apartment company to ask for your financial information. This is to insure that you can financially afford monthly rent. It is also to set up a garnishment if there is a judgement against you for not paying rent or damaging the property.

However, you have every right not to give this information. Just be aware that a landlord can deny your application for any or no reason in Texas.
 
Lump

Lump

One Winged Slayer
Member
Oct 25, 2017
16,034
There are typical red flags and then there are Nigerian Prince levels of red flags. This is a Nigerian Prince level of red flag.
 
FaceHugger

FaceHugger

Banned
Oct 27, 2017
13,949
USA
That is a scam. No one would ever need your banking account information. Report them using the non-emergency police line.
 
sangreal

sangreal

Banned
Oct 25, 2017
10,890
I've never seen that, but your checking account # is on your checks so it's not like you're going to keep it from them. For an application though? fuck that
 
Excuse me

Excuse me

Member
Oct 30, 2017
2,020
What's wrong with giving someone your account number? Can you actually do something with it, besides deposit money on said account? Not from US so kinda curious.
 

devSin

Member
Oct 27, 2017
6,195
Fairly typical. Depends where you are and who you're renting from. My landlord here in CA asks for account information in the application.

You can choose to not provide it, but they can also choose to not lease to you (and will probably do so unless your credit, employment, and rental histories are golden). And they'll keep the application fee.
 
SinkFla

SinkFla

Member
Oct 26, 2017
9,446
Pensacola, Fl
Not normal. I mean I had to give mine when I got an FHA loan to buy a house. You have to prove to the lender that you can afford the monthly mortgage costs. But applying on an apartment rental? No. They should just pull your credit.

edit:Sometimes they will ask for the last 6 weeks paystubs though
 
Felt

Felt

The Fallen
Oct 27, 2017
3,210
It's normal in CA. They'll get the number when you pay the rent anyway
 
Zeusy

Zeusy

Avenger
Oct 30, 2017
1,818
WA
In WA state and most of the country they ask for income verification, aka 3 most recent paystubs or if you just got hired and offer letter should work.

Bank information should only be submitted, for government program or income restricted housing
 
SupremeWu

SupremeWu

Banned
Dec 19, 2017
2,856
Felt said:
It's normal in CA. They'll get the number when you pay the rent anyway
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At the point when you're paying rent, you're in a legal agreement with them that has or should have protection for both sides, (I know CA real estate can be ridiculously in favor of ownership). An application is just giving over information, with no protections.
 
Felt

Felt

The Fallen
Oct 27, 2017
3,210
SupremeWu said:
At the point when you're paying rent, you're in a legal agreement with them that has or should have protection for both sides, (I know CA real estate can be ridiculously in favor of ownership). An application is just giving over information, with no protections.
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Sure but if you don't provide it they just go with the next applicant
 
OP
OP
KingTrainJumper

KingTrainJumper

Alt account
Banned
Jan 10, 2020
425
Thanks for the replies. Will probably just leave that part blank if I decide to submit an application at that place.
 
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