As I am also on the FIRE train, target date funds don't work for me. You can definitely do worse thatn FXAIX, I have that one in my mix too. :)So earlier in this thread (probably a few months ago), I asked the question on whether I should switch from my retirement target account (.05% expense ratio) to an alternative fund that was generating better returns (spare me the lecture - I know that past returns don't guarantee future performance!)
Well... I just realized today that my 401K has FXAIX (the Fidelity S&P 500 index) as an option. Now I swear that this was not an option before (or I really just completely missed out on it?).
Any thoughts on selling all of my existing positions and allocating the majority to this fund? I would also need to confirm the int'l funds/US bonds they have available. It's likely I'd be investing this for another 20 to 35+ years (I want early retirement to be an option for me if I decide which my target retirement date fund probably won't align with from an allocation standpoint).