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Geoff

Banned
Oct 27, 2017
7,115
"Theoretical debt" is only theoretical until some right wing asshole comes into power, decides that times are tough, everyone needs to do sacrifices, and your "theoretical debt" becomes real debt, sell everything you have and end up homeless.
"Theoretical debt" is a weapon of submission. Try leaving a life with such a massive sword of Damocles over your head.

OK fine. I'm not going to debate that possibility because it seems somewhat unlikely.
 

Deleted member 34788

User requested account closure
Banned
Nov 29, 2017
3,545


Fuck me! They are raking it in this election. This is a very positive sign.




Still want Farage to split the right wing vote right down the middle, but will laugh my ass when shit like this happens to him and bojo.
 

Geoff

Banned
Oct 27, 2017
7,115


Fuck me! They are raking it in this election. This is a very positive sign.




Still want Farage to split the right wing vote right down the middle, but will laugh my ass when shit like this happens to him and bojo.


It is but Labour always get waaaaay more in funding than the 'billionaire' Tories because they have so many members. This time last year the Tories were skint.

Though that doesn't account for the reports of Russian money being pushed Boris' way recently.
 

Streamlined

alt account
Banned
Sep 16, 2019
243
In my opinion, it does not really matter whether you are agree with your local Lid Dem (if you're Labour) or Labour (if you're Lib-Dem) MP or not, so long as they will vote against brexit.

In the absolute best case and only realistic scenario where we get out of this mess, it's with the LDs propping up a Corbyn government (yes I know what they said) long enough to enable the renegotiation and the referendum. Once that is done, whichever way it goes, it's done. There will be no need for Swinson to prop up Corbyn any longer, the die will be cast, so they will withdraw support and we'll all get another go. And then everyone can vote for who they want without having brexit hanging over their heads.
The absolute best case and certainly in the realms of possibility scenario is Labour working with the SNP and the Lib Dems aren't required at all.
 

Timmm

Member
Oct 28, 2017
2,888
Manchester, UK
It's not ridiculous, it's a fact.

Who are exactly the same people who pay the debts now.

Except with fees, there are more places.

_100088589_applicants-nc.png


and more places going to children from disadvantaged backgrounds

_100088592_poorer-nc.png

All this shows is that the proportion of disadvantaged students going to uni is going up, not that tuition fees are the cause. Correlation =/= causation

I would argue that the increasing necessity of a degree to get a job is more likely a driver of this than making people pay more for their education.

who do you think pays the debt in the end?

decades from now when all those billions get defaulted on and wiped it's coming out of your pension and public spending.

I don't have much faith this write off will ever happen tbh. When the first lot of unpaid loans starts coming up, no government is going to want to have to deal with that write off on the books

Also, its a stupid system that hits the middle hardest - low earners don't pay it off in full, high earners pay theirs off faster, meaning they pay less in interest, and middle earners pay theirs off close to the 25 year limit, meaning they pay the most. It sucks on loads of levels.
 

Deleted member 835

User requested account deletion
Banned
Oct 25, 2017
15,660

Geoff

Banned
Oct 27, 2017
7,115
The absolute best case and certainly in the realms of possibility scenario is Labour working with the SNP and the Lib Dems aren't required at all.

Within the realms of possibility....yes. I don't think it's very likely though, Tories would be on less than 300 easily with a swing against them like that.

That's 14/1 with the bookies. So not impossible but I wouldn't count on it and I wouldn't plan accordingly.
 

Rodelero

Member
Oct 27, 2017
11,536
It's a debt, but a soft debt - not something that's going to necessarily negatively impact you if you don't meet the threshold to pay it.

It also isn't typically counted as debt by a lot of organisations, so it doesn't count against your ability to get a mortgage or a credit card in the way a normal debt would. Obviously it's an outgoing expense but as you note it's more like a utility payment except for the very, very well paid.

Obviously if a horrible government came in and decided it was a real debt, then lots of people would be fucked - but that's not the case at present.

This is one of my slight concerns. In twenty or so years we're going to start writing off a huge amount of debt year after year forever. The amounts are incredible - I think the estimates put it above £10bn a year but it could easily be quite a bit more than that as it will be hugely affected by economic circumstances. In an economic crash it will be so easy for a government to see removing or extending the write off as a good way to reduce the deficit. The combination of the write-off and the high repayment threshold right now makes Plan 2 a fairly progressive scheme which will only hammer the highest earners but if you extended the write-off from 30 years to 40 years it would be a very different story.

I went prior to the tuition fee hike (just!)

For what it's worth if you're paying £30/mo on Plan 1 I'm pretty sure you'd be paying £0 on Plan 2.
 

The Unsent

Member
Oct 25, 2017
19,438
I keep seeing doctored photos and fake news about Corbyn on facebook. People don't even take a second to fact check it. You don't even need to make fake news about Boris, he's just a dick.
 

Streamlined

alt account
Banned
Sep 16, 2019
243
Within the realms of possibility....yes. I don't think it's very likely though, Tories would be on less than 300 easily with a swing against them like that.

That's 14/1 with the bookies. So not impossible but I wouldn't count on it and I wouldn't plan accordingly.

What do you reckon the odds were for a Conservative minority government at the very beginning of the last election?
 

Geoff

Banned
Oct 27, 2017
7,115
Look at the data, it still isn't very good is it? It also doesn't highlight tutition fees as the cause. You seem to want to paint as amazing. A 11% increase while good also shows how bad it actually is.

I am not painting it as amazing. I am showing it as an improvement. Yes it could be better. But you are not going to make it better by reversing the factor that cause the improvement.

And if you or Timmm think that there is a flaw in the correlation between fees allowing more universities to provide more places and more places leading to more admissions, then that's fine but respectfully, I'll disagree with you.
 

Deleted member 835

User requested account deletion
Banned
Oct 25, 2017
15,660
I am not painting it as amazing. I am showing it as an improvement. Yes it could be better. But you are not going to make it better by reversing the factor that cause the improvement.

And if you or Timmm think that there is a flaw in the correlation between fees allowing more universities to provide more places and more places leading to more admissions, then that's fine but respectfully, I'll disagree with you.
You can disagree but there are no facts to back up your disagreement. So it is only just your opinion

Like I said there are more and more charities and schemes being set up to help poc get into uni. It could therefore just be them doing the work and not tuition fees.
 

Geoff

Banned
Oct 27, 2017
7,115
That and there are more and more schemes and charities being setup to help poc pay tuition fees (and cost of living fees). It could easily just be down to them then "tuition fees".

Without the fees, there aren't any places, without the places, there cannot be more admissions.

The universities can put more places on because they know they will be filled and paid for by fees.
 

rabathehutch

Member
Nov 1, 2017
299
Richard Tice is standing in Hartlepool for the Brexit party.

What do people make of his chances? I'd think it would be a tough sell for a privately educated asset manager from Surrey to get elected in a North East town but almost three quarters of the electorate voted to leave.
 

Deleted member 38573

User requested account closure
Banned
Jan 17, 2018
3,902
Scrap tuition fees and reintegrate all forms of private education into a state system. Incentivise the most experienced teachers to work in low income areas around the country. Not only will we see more PoC and lower working class with degrees but they wont be priced out of the best universities and highest earning degrees

Vote Labour

Quality of degrees is just as important as no. of places.
 

Deleted member 862

User requested account closure
Banned
Oct 25, 2017
8,646
I keep seeing doctored photos and fake news about Corbyn on facebook. People don't even take a second to fact check it. You don't even need to make fake news about Boris, he's just a dick.
you don't even need fake news about Corbyn plenty of people just don't like him for things he's actually done (and some for the things he won't do like nuke France)
 

f0rk

Member
Oct 25, 2017
1,697
They aren't going to demand everyone who hasn't paid the fees off does so. There is going to be issue in 15-20 years when people start defaulting, but the mechanisms for dealing with it are to put the interest rates up so those that are paying pay for longer. This puts all the strain on middle earners rather than the poor or wealthy.
 

Geoff

Banned
Oct 27, 2017
7,115
You can disagree but there are no facts to back up your disagreement. So it is only just your opinion

No facts? Seriously? I get that you have a point of view and it is deeply held and you don't particularly appreciate being pulled up on it by some dickhead on the internet, no-one likes that. But just think about it for a second. It doesn't matter how many charities are set up to pay the fees, the fees are still there provioding the places



?
 

Geoff

Banned
Oct 27, 2017
7,115
Anyway, I think I've made my case. If you disagree, then fine. I would ask that you just think it through though.
 

Timmm

Member
Oct 28, 2017
2,888
Manchester, UK
I am not painting it as amazing. I am showing it as an improvement. Yes it could be better. But you are not going to make it better by reversing the factor that cause the improvement.

And if you or Timmm think that there is a flaw in the correlation between fees allowing more universities to provide more places and more places leading to more admissions, then that's fine but respectfully, I'll disagree with you.

I mean, that's fine and all, but you're still the one advocating that those with less paying more are somehow better off than before when they would pay less. Given how counter intuitive this is, the onus is on you to provide the data that proves it (and no, the links you have already given aren't sufficient here)
 

Zafir

Member
Oct 25, 2017
7,040
I mean there's a lot more issues in going to university than just the fee issue anyway. At least when I went, which was just before the tuition fee hike, you didn't really get enough money to be able to live on while at university. Which basically meant you either get support from your parents(wasn't an option for me), go to a local university, or get a part time job to fund it which would obviously negatively affect your studies.
 

Rodelero

Member
Oct 27, 2017
11,536
They aren't going to demand everyone who hasn't paid the fees off does so. There is going to be issue in 15-20 years when people start defaulting, but the mechanisms for dealing with it are to put the interest rates up so those that are paying pay for longer. This puts all the strain on middle earners rather than the poor or wealthy.

Not really accurate by my reckoning. You have to be a high earner to get really hit by the new system. An average earning graduate won't get hit by the interest really.

I mean there's a lot more issues in going to university than just the fee issue anyway. At least when I went, which was just before the tuition fee hike, you didn't really get enough money to be able to live on while at university. Which basically meant you either get support from your parents(wasn't an option for me), go to a local university, or get a part time job to fund it which would obviously negatively affect your studies.

This is far worse now because of the changes made to grants (which should be a far bigger political issue than the tuition fees).
 

The Unsent

Member
Oct 25, 2017
19,438
you don't even need fake news about Corbyn plenty of people just don't like him for things he's actually done (and some for the things he won't do like nuke France)
I know but if he's as bad as they say he is, you think they would stop making shit up like made up quotes about terrorists enabling and a picture on top
 

kradical

Banned
Oct 25, 2017
6,570
It is but Labour always get waaaaay more in funding than the 'billionaire' Tories because they have so many members.

This isn't even remotely true. Tories may have less individual donors, but they receive way more money. Three times as much in 2018, and that includes the short money Labour get.
 

Deleted member 835

User requested account deletion
Banned
Oct 25, 2017
15,660
No facts? Seriously? I get that you have a point of view and it is deeply held and you don't particularly appreciate being pulled up on it by some dickhead on the internet, no-one likes that. But just think about it for a second. It doesn't matter how many charities are set up to pay the fees, the fees are still there provioding the places




?
You are pulling up anything, you are giving a opinion. You haven't backed up your opinion with anything.
 
Oct 26, 2017
6,261
I mean there's a lot more issues in going to university than just the fee issue anyway. At least when I went, which was just before the tuition fee hike, you didn't really get enough money to be able to live on while at university. Which basically meant you either get support from your parents(wasn't an option for me), go to a local university, or get a part time job to fund it which would obviously negatively affect your studies.

I had to do both of these. Although job was plural, obviously.
 

Geoff

Banned
Oct 27, 2017
7,115
So all the evidence I have posted doesn't count? Because...

Doesn't really seem worth my while posting more.
 

Geoff

Banned
Oct 27, 2017
7,115

Dirtyshubb

Member
Oct 25, 2017
17,555
UK
This isn't even remotely true. Tories may have less individual donors, but they receive way more money. Three times as much in 2018, and that includes the short money Labour get.
Also to consider is that the Tories get more in donations from dead members wills than they do from living members.

Luckily they have Russia and other shady people to help pump money into their accounts.
 

Deleted member 862

User requested account closure
Banned
Oct 25, 2017
8,646
Brexit Party chairman Richard Tice is standing in Hartlepool.

voted 70% leave but in 2017 voted Labour

doesn't seem like the most winnable seat for them but they're putting one of their big names there anyway

EERHyRl.png
 

Geoff

Banned
Oct 27, 2017
7,115
Did you read the link you posted?
It says in the first quarter of 2019 the Tories received £3.68m compared to Labours £3.5m. And that's classified as a disastrous quarter for the Tories. So how does that square with your assertion that Labour always receive way more?

Yeah the last year things have changed but I did allude to that in my original post, in my edit, Labour got more that the Tories in 2017
 

kradical

Banned
Oct 25, 2017
6,570
Yeah the last year things have changed but I did allude to that in my original post, in my edit, Labour got more that the Tories in 2017

2017 was a record year for Labour, the most they'd ever raised, and if you discount the public short money opposition parties get, they only received slightly more than the Tories. In terms of donations from members, the thing we were talking about, Labour received £18m in 2017, compared to £34m for the Tories.
 

Geoff

Banned
Oct 27, 2017
7,115
2017 was a record year for Labour, the most they'd ever raised, and if you discount the public short money opposition parties get, they only received slightly more than the Tories. In terms of donations from members, the thing we were talking about, Labour received £18m in 2017, compared to £34m for the Tories.

Happy to be corrected
 

Geoff

Banned
Oct 27, 2017
7,115
Like I said, they just show numbers are going up but don't talk about how the increases in fees impacts it. Your links prove correlation but not causation.

If you refuse to acknowledge the self-evident causation in what I posted that's up to you. Seems little value in posting anything else.
 

Simon21

Member
Apr 25, 2018
1,134
Totally about stopping Brexit and not at all a pro-LD stunt, guys!


Well yeah, electoral pacts/alliances by definition work on a give and take basis. "Stand aside for us, but we won't for you" is not an alliance.

Labour have consistently and steadfastly rejected any notion of an electoral alliance. That's their position, and it's a perfectly valid one to take, but it's not then particularly surprising when the parties that do want to operate with one don't include them in it.
 

Streamlined

alt account
Banned
Sep 16, 2019
243
Well yeah, electoral pacts/alliances by definition work on a give and take basis. "Stand aside for us, but we won't for you" is not an alliance.

Labour have consistently and steadfastly rejected any notion of an electoral alliance. That's their position, and it's a perfectly valid one to take, but it's not then particularly surprising when the parties that do want to operate with one don't include them in it.
No I mean the framing of it. It's bullshit and they know it and it doesn't help at all in getting to remain.
 

Acorn

Member
Oct 25, 2017
10,972
Scotland
Incredible how obvious the ol'centrist cunts are being. Trying to you should vote for "postbox" "watermelon smiles* Boris because he isn't a racist like Corbyn.

😂 Try harder ffs.
 
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