Not for nothing but it's cute to think that people won't use this as a reason to start up the business they were thinking of, but weren't going to due to the risks of starting a small business + student loan debt. Your line of "Well you had it coming anyway," is cruel towards the people that are using this as a reason to push them over the line but have a business that falls through for a massive variety of reasons.This is for people that were already thinking of running a business not for people that never wanted to in the first place and see a way out of loan repayment. This is to ease the burden. You should be serious about running a business not loan forgiveness as a priority.
If your statistic of majority of small business fail then when does this program matter?