Scammers can be pretty sophisticated these days.
I almost got scammed once after one of the credit card hacks. Someone successfully used my info to open credit account to buy 2 iPhonesā¦ but that was just the beginning of it.
It all started when lady pretending to be with Apple called my to verify the purchase of two phones. She said they'd tried to verify via email, but I never responded. I checked my email, and did have one that appeared to be from Apple customer service. I told her I never bought any phones and she told me to contact the bank to get the fake account closed. She gave me the number to the bank and I was supposed to call them, verify my info, and get the transaction halted.
I called this "bank" and my alarm bells started ringing because there was no automated menu, it went straight to a rep, who didn't sound professional at all.
so I hung up and looked up the bank's actual phone number, and it was similar to the number the "Apple rep" gave me, but not identical.
the automated message with the actual bank warned about a lot of fraudulent activity, and how they wouldn't call to solicit personal info. The rep was able to find and close the fraudulent account before it effected me.
The crazy thing is, I wouldn't have found about about the fraudulent account until it was too late if fake Apple lady never called me