Well it depends what you mean by starter.
The CPU is Intel Core i5 10400F so it's 3 gens old.
So if you want to upgrade the CPU in the future. There's already a replacement socket, and that new socket has had its last gen already.
en.m.wikipedia.org
en.m.wikipedia.org
Also the 4060 did not review well
MSI's GeForce RTX 4060 Gaming X achieves impressive noise levels that are whisper quiet and temperatures are low, too. Unlike other vendors, MSI achieves that with a compact dual-slot card, which ensures it will fit into all cases out there, and PSU requirements are minimal, too.
www.techpowerup.com
View: https://youtu.be/WS0sfOb_sVM?si=xdBfSNBt8caQJEqH
Personally I'd get a PC with an AMD B650 chipset with whatever CPU fits in budget.
Because that socket is supported until about 2025. So in a few years you could buy a new CPU (or second hand) and potentially get 2x+ performance without having to replace the motherboard (and ram since that PC is ddr4 whilst new CPUs use ddr5)