"Just break the PSN ToS! Sony have never done anything about it!"
Yeah, you could also play Helldivers 2 without a PSN account for months. Things change. Remember, when you agree to that ToS, they've always got you by the nuts. Something unenforced for decades could one day be enforced for a variety of reasons, and if that ever happens, and then you complain about it, everyone will just tell you "you knew you were breaking the ToS, why are you surprised?"
"Break the ToS" is not a valid defense of counterpoint. Hell, it's not even a good idea for Sony to be letting it be so loose, kind of weakens their ToS as an agreement if they ever take someone to court over it for whatever reason. "Sony's lax about their ToS, their CS reps outright tell people to break it!" Doesn't seem like the wisest thing from either perspective.
Also, the obnoxious "well you require accounts for everything now, why are you just now complaining" bit is fucking tiring as well. I've been complaining about multiple accounts (and launchers) for years. People just say you're a whiny gamer or whatever; this is evident even in this thread. People will bend over backwards if it means they get to suck some corporate cock to the benefit of no one.
All these accounts suck, having your data in so many places is fucking terrible, data farming is shitty and it would be nice if we could do something about it all. But also this particular thing sucks. Enforcing something months after launch and effectively changing the sales terms is really weird.