I mean, it's not like its a secret that with the way things are going, shit is about to hit the fan real soon if things keep on our trajectory.
Incomes are low, stagnant and ever decreasing by percentage. Everything is rising in price at a rate much higher than inflation. Housing is absolutely unaffordable for basically anybody not squarely in the mid-upper middle class. People are drowning in debt and in most cases a single paycheque away form complete and utter financial ruin. Affordable Childcare is a myth and our so called "Universal Healthcare System" drowns people in medical debt through Pharmaceuticals and Dental. And much more.
People just straight up have no money left month to month to even think about saving. And in fact, if the rumours and warnings of recession coming in the next couple years rears its ugly head, a lot of people are going to be left utterly fucked.